Get A Free Credit Report
Ask DRC to help you check and understand your credit report. Complete the request form so the team can follow up about the assessment. This form does not display an instant credit report or place you under debt review.
Useful next steps
- Checking your record after debt review
Read about the credit-record update process.
- Completing debt review
Understand the clearance certificate and applicable requirements.
- Explore credit-score behaviours
Use an educational simulator that does not run a credit check.
Trust proof
What happens after you request a credit report
Credit-report help should feel clear and low-pressure. The form creates a practical first step, not a promise or a formal debt review commitment.
NCR-registered process
Debt review support is handled through a regulated South African debt counselling process.
Assessment before promises
A counsellor checks income, expenses, and credit commitments before recommending a route.
Clear next steps
After you submit a form, the next step is a practical assessment and explanation of your options.
Fee and process clarity
Fees, responsibilities, and timelines should be explained before any formal debt review commitment.
Last reviewed: June 2026. DRC should approve any new testimonials, public numbers, or case examples before publishing.